| Click the APPLY button, and accurately and completely fill out the easy online application.
You can print out the documents by clicking on the appropriate button.
Upon successful verification of your application information, and subsequent final approval, the funds will be deposited into the bank account indicated on your application.
Payment Options - You decide what payment you want to make based upon the three examples below.
OPTION 1-AUTOMATIC RENEWAL
Your minimum payment on your first FOUR due dates is your finance fee. This payment is AUTOMATICALLY debited on your due date unless you request to pay more than this amount. Beginning on your FIFTH due date, you will be required to pay a minimum of $50.00 toward your principal balance ($100.00 on loans greater than $500.00) on every due date until your loan is paid in full. Finance fees paid will not be applied to your principal balance. *IMPORTANT: A NEW FINANCE FEE WILL BE ASSESSED (based on your remaining principal balance) WHEN YOU SELECT THIS PAYMENT OPTION*
| Example |
(Your Current Balance) |
(Your Payment) |
(Your Balance After Your Payment Is Made) |
PRINCIPAL BAL |
+ |
FINANCE
FEE |
= |
TOTAL
DUE |
- |
PRINCIPAL PAID |
- |
FINANCE
FEE PAID |
= |
REMAINING PRINCIPAL BAL |
+ |
NEW
FINANCE
FEE |
= |
REMAINING
BALANCE |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
- |
$ - |
- |
$ 30.00 |
= |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
- |
$ - |
- |
$ 60.00 |
= |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
- |
$ - |
- |
$ 90.00 |
= |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
- |
$ - |
- |
$ 120.00 |
= |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
$ 500.00 |
+ |
$ 150.00 |
= |
$650.00 |
- |
$ - |
- |
$ 150.00 |
= |
$ 500.00 |
+ |
$ 150.00 |
= |
$ 650.00 |
OPTION 2: PAYDOWN (PARTIAL PAYMENT TOWARD YOUR PRINCIPAL BALANCE)
THIS PAYMENT SELECTION MUST BE MADE AT LEAST 3 FULL BUSINESS DAYS BEFORE YOUR DUE DATE. You can make a payment toward the principal balance of your loan on ANY of your due dates. You can pay any amount in $50.00 increments ($50.00, $100.00, $150.00, etc.) toward your principal balance. Whichever amount you choose to pay will be IN ADDITION to your finance charge. This selection can be made by either calling our automated system at (866) 273-0386, logging in to your account at this website, or by faxing your Account Summary to us with your selection marked. Finance fees paid will not be applied to your principal balance. *IMPORTANT: A NEW FINANCE FEE WILL BE ASSESSED (based on your remaining principal balance) WHEN YOU SELECT THIS PAYMENT OPTION*
| Example |
(Your Current Balance) |
(Your Payment) |
(Your Balance After Your Payment Is Made) |
PRINCIPAL BAL |
+ |
FINANCE
FEE |
= |
TOTAL
DUE |
- |
PRINCIPAL PAID |
- |
FINANCE
FEE PAID |
= |
REMAINING PRINCIPAL BAL |
+ |
NEW
FINANCE
FEE |
= |
REMAINING
BALANCE |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
- |
$ 50.00
| - |
$ 30.00 |
= |
$ 50.00 |
+ |
$ 15.00 |
= |
$ 65.00 |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
- |
$ 50.00
| - |
$ 60.00 |
= |
$ 150.00 |
+ |
$ 45.00 |
= |
$ 195.00 |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
- |
$ 50.00
| - |
$ 90.00 |
= |
$ 250.00 |
+ |
$ 75.00 |
= |
$ 325.00 |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
- |
$ 50.00
| - |
$ 120.00 |
= |
$ 350.00 |
+ |
$ 105.00 |
= |
$ 455.00 |
$ 500.00 |
+ |
$ 150.00 |
= |
$650.00 |
- |
$ 50.00
| - |
$ 150.00 |
= |
$ 450.00 |
+ |
$ 135.00 |
= |
$ 585.00 |
OPTION 3: PAY YOUR LOAN OFF
THIS PAYMENT SELECTION MUST BE MADE AT LEAST THREE FULL BUSINESS DAYS BEFORE YOUR DUE DATE. You may pay your loan off on any due date. Your payoff amount will consist of your principal balance and finance charge. This selection can be made by either calling our automated system at (866) 273-0386, logging in to your account at this website, or by faxing your Account Summary to us with your selection marked.
| Example |
(Your Current Balance) |
(Your Payment) |
(Your Balance After Your Payment Is Made) |
PRINCIPAL BAL |
+ |
FINANCE
FEE |
= |
TOTAL
DUE |
- |
PRINCIPAL PAID |
- |
FINANCE
FEE PAID |
= |
REMAINING PRINCIPAL BAL |
+ |
NEW
FINANCE
FEE |
= |
REMAINING
BALANCE |
$ 100.00 |
+ |
$ 30.00 |
= |
$ 130.00 |
- |
$ 100.00 |
- |
$ 30.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 200.00 |
+ |
$ 60.00 |
= |
$ 260.00 |
- |
$ 200.00 |
- |
$ 60.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 300.00 |
+ |
$ 90.00 |
= |
$ 390.00 |
- |
$ 300.00 |
- |
$ 90.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 400.00 |
+ |
$ 120.00 |
= |
$ 520.00 |
- |
$ 400.00 |
- |
$ 120.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
$ 500.00 |
+ |
$ 150.00 |
= |
$650.00 |
- |
$ 500.00 |
- |
$ 150.00 |
= |
$ - |
+ |
$ - |
= |
$ - |
|
